Originally Posted By jennythepooh has anyone used the disney visa to purchase a vacation package? I would like to know how the perks work. thank you
Originally Posted By Disneyma I think you get 0% interest for 6 months. It's probably best to visit their website or talk to an agent. have fun on your trip
Originally Posted By joeysmommy I booked my DL trip last year thru AAA using my Disney Visa. We paid it off at the 6 month mark to take advantage of the 0% for 6 months. We got free sroller rentals every day. 10% off at certain restaurants. There is a photo op with 5x7 frame at Ariel's Grotto which we never made it to. We were at DL park at 11am when it was available. I use my Disney Visa for gas, groceries etc and pay it off every month. The interest rate isn't so great once that 0% for the fist x amount is over. But I think I've got 100 disney reward dollars for our trip this year. We can use it to pay for our character breakfast.
Originally Posted By joeysmommy You can either go to the disney visa rewards website and order your rewards card or call the number on the back of your Disney Visa card. Last time I just called the number. It took about a week to get here. You have to have at least 20 reward dollars to get the card(which you do) and be sure to save the card when it's empty becuz they add the newly accrued dollars to it. If you need to add reward dollars to your card while at DL I believe you can go to the bank on Main St and have it done there too. My billing date is the week before we leave so while we're at DL I'll probably go add the final $$ on the card. It takes so long to get those reward dollars and they're gone in a flash.
Originally Posted By LuLu To add to post 3, you can get all but the 0% interest w/o booking a vacation package, those perks are for anyone with a Disney Visa.
Originally Posted By TinksBestFriend You can pick up a Rewards Card at City Hall. It is given to you right over the counter. You can call the 800 number from City Hall or anyplace there is a phone to put points on the card. Miminum of 10 points each time. (You may have to ask to use the phone at Ciy Hall.) Do not overload the card with points because you will lose any points on the card the day the card expires. The phone number is 800-436-7999. This is the latest information available - I picked up the card at DL about 3 weeks ago because my old caed was set to expire on 12/07. The new card will expire on 12/08.
Originally Posted By jennythepooh hello, thank you everyone for your speedy responses! I checked the website, it mentioned you also get preferred seating at a parade, did you use that? If you did, did they issue a pass or do you just show your card?? I didn't know you could get the perks w/o booking a vacation package, that is good to know. I can't wait to go!! I am still trying to figure out how to book it, we want to travel with my parents(fly) and stay at the same motel in seperate rooms.(next to each other) But I don't want to pay for them also. thank you all again for the great information.
Originally Posted By LuLu The preferred seating is just with the vacation package, so I guess they give you a pass of some kind. Have a great time!
Originally Posted By dlkozy When your rewards card is empty make sure that you take it back. We destroy ours when it is empty, (personal info is on that strip), then when we once again want to load up a card we call Visa and have them issue another card to us. That way we do not have to worry about the card's expiration date. Also be sure that you also keep track of your rewards card when using it at the park. We had one CM at on of DL's restaurants tell us the card was empty but I asked for it back anyway because according to my calculations it should not have been. It wasn't, I called myself, there was still $27 dollars on it!
Originally Posted By ABBY I booked my last trip through the disney travel company and got the 0% for 6 months. Some extra things I got by booking the package deal was a Disney dreams backpack, lanyards and pins for both of us, passes for preferred seating to the Aladin show and to a parade ( I think it could have been any parade ) We did not use the parade seating passes because you had to get there 30 minutes early. I don't like to wait that long. We also got a pass for Toontown morning madness that allowed us into Toontown and hour before it opens. We did not use this either. There was also a discount coupon for merchandise at a sweet shop. I really like my Disney Rewards card. If nothing else just for the discounts at certain restaraunts and stores. There is a list of them on the disney visa website.
Originally Posted By ABBY Oh I forgot. You do not have to have a rewards card to take advantage of the discounts. Just present your Disney Visa to the specified restaraunt or store.
Originally Posted By jennythepooh thank you, I will definetly keep an eye on the rewards card, free money is good to have
Originally Posted By LuLu I'm wondering what you guys think about the Disney Visa vs other cards you have. I'm thinking of "retiring" this card in favor of my Capital One card. While it doesn't have the "fun" factor, my 1% rewards are automatically applied to my credit card bill (or you can choose to have a check or gift card sent). I was actually going to cancel the Capital One card, til I found out that Disney would charge me a 3% transaction fee on every purchase I made in Europe on vacation. Capital One had no charge. If Disney offered a 2% reward on Disney purchases, I would use it for sure. I don't use the other perks, as I have an AP for the discounts. The rewards are fun, but add an extra step to the process.
Originally Posted By DLTheo When you use your Rewards card, the bottom of every receipt shows your balance to that point. Also, we got our Disney Visa card without buy a vacation package and we've received all the benefits mentioned above, include the 0% for 6 months. I've also found that at a couple shops where my AP card didn't get me a discount the visa did get it.
Originally Posted By joeysmommy I'm actually considering getting a Southwest Airlines Visa instead. You get a better ratio on the points ($1=1 mile). And if you charge your airfare on the Southwest Visa you get double points. Whereas when I charged my $500 in airfare on my Disney Visa I got $5 whopping Disney Rewards dollars. I think I'd see my rewards a lot faster that way than the Disney Visa. The only drawback is they have a 14% interest rate and $59 annual fee which is non-negotiable. I get 0% offers in the mail frequently, so to have a card with an annual fee seems crazy and 14% interest?? I try ro pay off my Disney Visa every month but sometimes I don't pay the entire balance.
Originally Posted By LuLu Ooh, I do hate annual fees! Then you have to subtract that from how much rewards you'd earn per year. It all gets so complicated!
Originally Posted By dlkozy I agree that Disney's Visa has stinky rewards. Discover offers a much better rewards program and certain times of the year they have even better ones-sometimes as much as 5%.
Originally Posted By LuLu DL Theo, I didn't know the Visa had discounts at the spots that are excluded for APs. I don't spend much for souvenirs at DL! Now DLParis was a different story, but NO Visa benefits there!
Originally Posted By LuLu dlkozy, I agree, I use my Discover for all my purchases where it's accepted. I really only need 1 other card am and wondering if Disney's is gonna be it!
