"Best" Credit Cards

Discussion in 'Community Discussion' started by See Post, Sep 15, 2007.

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  1. See Post

    See Post New Member

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    Originally Posted By LuLu

    I learned of this site today (in the L A Times) - looks good:

    <a href="http://cardratings.com/" target="_blank">http://cardratings.com/</a>
     
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    See Post New Member

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    Originally Posted By berol

    I couldn't figure out why costco amex didn't mention the gas discount in their literature. Finally read the press release close enough to see that it is only for business memberships/amex cards. d'oh!
     
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    Originally Posted By christiemarsh88

    I have a great credit card: It's a student card, and if my balance is under $250 (it hasn't been in a while, but still...) there's zero interest. That's right: ZERO interest. Can't beat that deal!
     
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    Originally Posted By poohbear14

    Thanks berol for mentioning that the gas rebate is for the business membership/amex card. Last time I looked at my statement I only got 1% back for gasoline purchases.

    I have the Disney Visa card too but I use it sparingly. You don't really get 1% back on purchases. It's rounded to $1 for every $100 spent. So I spend about $50-$55 on the card every month, get my $1 reward on it then put it away until the next month. I may only get $12 a year back on the card but I only put about $650 on the card a year. I figure I get about a 1.8% return.
     
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    See Post New Member

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    Originally Posted By LuLu

    ^^ I didn't know that! So it's rounded monthly? If I spend $49.50, I get no reward, and no credit towards the next month? I was wondering when I was gonna get another reward $ in there, maybe never!

    Clever, that poohbear, tho...
     
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    Originally Posted By Goofyernmost

    Speaking of which...I have been unable to get a Disney Rewards card because of my previously mentioned Bankruptcy. Unfortunately, Chase was listed in the procedure and they have a very long memory. I don't guess that I blame them. That said, a couple of weeks ago I applied for one because my sister had a code that would give her something (don't remember what) if someone applied. So I did, as I have unsuccessfully done a number of times in the past.

    Yesterday, I received a brand new shiny Disney Rewards Credit Card in the mail. Who'da thunk it? I am either back in their good graces or someone wasn't paying attention. I find it really funny at any rate.
     
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    See Post New Member

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    Originally Posted By poohbear14

    Post 25

    Yup Lulu it's rounded. So if you charge less than $50 you get nothing. Charge $50 - $149.99 you get $1. Not a very good rebate system in my opinion. But good for an occasional reward card pin purchase. :p
     

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